Helpful Resources

Upload documents securely to CBS. Please tell us what you are uploading, who you would like to receive it and your email address.

Download documents securely from CBS. Easily view any of our brochures or applications.

Access our simple mortgage calculator that provides you with an estimated only payment.

CBS can help your Credit Union analyze & mitigate risks within your portfolio. Call Lorain Cooper, Chief Risk Officer to learn more.

Products & Services


  • Borrowers
  • Commercial Real Estate
  • Term Loans
  • Lines of Credit
  • SBA 7(a) Loans
  • SBA 504 Loans
  • Credit Unions
  • For Credit Unions
  • Advantages of Affiliation

As CBS continues to grow, our mission statement remains simple and direct – "Do the right thing." We have assembled a team of professionals who truly care about our clients and work hard to ensure the company’s mission statement is always adhered to.

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CBS offers loans the following loan products: commercial real estate (purchase or refinance; retail, office, industrial, multi-family, medical/dental and more), construction financing, term loans/lines of credit and SBA loans. Up to $10,000,000.00.

Straight Talk. Smart Deals ®

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Cooperative Business Services (CBS) is not your average commercial lending institution. Providing commercial loans to businesses through a credit union cooperative was a relatively new concept when CBS opened its doors in 2003.