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Angela R. Kelley, CPA, CGMA

Chief Financial Officer

Since 2003

(513) 677-3100 x100

Ball State
University Graduate

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Since 2003

Angela R. Kelley, CPA, CGMA

Chief Financial Officer

Angela R. Kelley currently serves as Chief Financial Officer for Cooperative Business Services LLC. Angela has over 25 years of accounting experience with public accounting firms, large corporations, and the CUSO. Angela has worked for CBS since the company began in 2003.

As Executive Vice President and Chief Financial Officer, Angela is responsible for the financial reporting and human resource functions of Cooperative Business Services LLC. In addition, Angela leads and manages many special projects as it relates to the growth and continued development of the company. Angela was a finalist for the Chief Financial Officer of the Year in the small private companies category for 2013 and 2014.

Angela is a licensed Certified Public Accountant, a member of the American Institute of Certified Public Accountants, the Ohio Society of Certified Public Accountants, and a Certified Global Management Accountant. Angela has a Bachelor’s of Science degree in Accounting from Ball State University.

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Lorain Cooper, CUCE

Chief Risk Officer

Since 2005

(513) 677-3100 x104

Florida State College
and Thomas More
College Graduate

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Since 2005

Lorain Cooper, CUCE

Chief Risk Officer

Lorain Cooper, CUCE, serves as the Chief Risk Officer, and department head of the Risk Management Department.  Lorain has over 25 years of direct industry experience in leadership, management, sales and operational experience.  She has served in roles of commercial sales, SBA lending, underwriting, special assets, closing, audit, compliance, and risk.

While at CBS, she has successfully launched several departments and business lines. She restructured the closing department to include legal professionals and began outsourcing loan closings with local attorneys to create efficiencies and cost savings. In 2008, she started the Special Assets (Loss Mitigation) department and successfully worked out and collected millions, while maintaining historically low delinquencies and charge-offs. In 2014, she began the Risk Analytics department with a focus on a product line to include proposed Current Expected Credit Loss (CECL) FASB changes to ALLL. The new business line included piloting the program with clients, selling and oversight of staff to develop probabilities of default, loss given default and expected loss rates, data mining, migration analysis and credit modeling. The analytics provide a quarterly dashboard report for credit union senior management, the board of directors and examiners.

Lorain is a graduate of Florida State College and a graduate of Thomas More College with a Bachelor of Business Administration.  Lorain recently earned her Credit Union Compliance Expert (CUCE) designation from the CUNA Regulatory Compliance School.  Also, she holds several certifications from the National Association of Government Guaranteed Lenders (NAGGL), Risk Management Association (RMA) and the American Bankers Association (ABA).  Lorain serves on two boards in Northern Kentucky and is active in her community.

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Andy Weingartner

Chief Credit Officer

Since 2005

(513) 677-3100 x105

Xavier
University Graduate

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Since 2005

Andy Weingartner

Chief Credit Officer

Andy Weingartner currently serves as Chief Credit Officer for Cooperative Business Services (CBS).  Prior to joining CBS, Andy successfully completed a Management Training Program at a large regional bank and has continued his education via in-depth business lending coursework offered through NAGGL (National Association of Government Guaranteed Lenders) and RMA (Risk Management Association). In 2006, Andy completed both sections of the RMA Lending Academy. Andy’s experience also includes positions as a bank Portfolio Manager and as a Collateral Analyst for a large regional energy provider. 

In his role as Chief Credit Officer at CBS, Andy utilizes his background and experience to manage and oversee the credit and portfolio management departments. Andy reviews commercial credit requests, manages credit portfolio risk and concentrations and assist in business development and training initiatives.  Since joining CBS, Andy has overseen the growth of a commercial portfolio that includes over 1,000 credits and over $700 million dollars in serviced loans. 

Andy is a 2002 graduate of Xavier University (Cincinnati, OH) with a B.S. degree in Finance.  Andy is also pursuing his CUNA Certified Credit Union Executive (CCUE) designation from the CUNA Management School at the University of Wisconsin.  Andy has worked for CBS since October 2005.

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Daisy K. Shafer

Chief Operations Officer

Since 2006

(513) 677-3100 x106

Wright State
University Graduate

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(513) 677-3100 x106
Since 2006

Daisy K. Shafer

Chief Operations Officer

Daisy K. Shafer currently serves as Chief Operations Officer for Cooperative Business Services (CBS). Daisy has worked in the financial services industry since graduating in June 2003 from Wright State University with a B.S. in International Business. Daisy's background includes over 2 successful years of service in consumer lending for MidUSA Credit Union and over 10 years of commercial lending experience with CBS.

As Chief Operations Officer, Daisy is responsible for managing the Finance and Audit departments, reconciling accounts, assisting with all CBS audits, and preparing 1098/1099 tax forms. Under her direction, the Finance team handles accounts payable, accounts receivable, good faith monitoring, loan maintenance, loan servicing, loan funding, participation agreements and reporting. The Audit team handles pre and post-closing file audits, mortgage releases, UCC monitoring, vendor due diligence, confirmations and construction loan management


Keith D. Reed

President / CEO

Since 2003

(513) 677-3100 x102

Miami University Graduate