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Lorain Cooper, CUCE

Chief Risk Officer

Since 2005

(513) 677-3100 x104

Florida State College
and Thomas More
College Graduate

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(513) 677-3100 x104
Since 2005

Lorain Cooper, CUCE

Chief Risk Officer

Lorain Cooper, CUCE, serves as the Chief Risk Officer, and department head of the Risk Management Department.  Lorain has over 25 years of direct industry experience in leadership, management, sales and operational experience.  She has served in roles of commercial sales, SBA lending, underwriting, special assets, closing, audit, compliance, and risk.

While at CBS, she has successfully launched several departments and business lines. She restructured the closing department to include legal professionals and began outsourcing loan closings with local attorneys to create efficiencies and cost savings. In 2008, she started the Special Assets (Loss Mitigation) department and successfully worked out and collected millions, while maintaining historically low delinquencies and charge-offs. In 2014, she began the Risk Analytics department with a focus on a product line to include proposed Current Expected Credit Loss (CECL) FASB changes to ALLL. The new business line included piloting the program with clients, selling and oversight of staff to develop probabilities of default, loss given default and expected loss rates, data mining, migration analysis and credit modeling. The analytics provide a quarterly dashboard report for credit union senior management, the board of directors and examiners.

Lorain is a graduate of Florida State College and a graduate of Thomas More College with a Bachelor of Business Administration.  Lorain recently earned her Credit Union Compliance Expert (CUCE) designation from the CUNA Regulatory Compliance School.  Also, she holds several certifications from the National Association of Government Guaranteed Lenders (NAGGL), Risk Management Association (RMA) and the American Bankers Association (ABA).  Lorain serves on two boards in Northern Kentucky and is active in her community.

Drew O'Connor

Vice President

Since 2009

(513) 677-3100 x110

Attended Temple Baptist

Nick Hargett

Vice President / Paralegal

Since 2011

(513) 677-3100 x123

Northern Kentucky
University and Beckfield
College Graduate

Jennifer Barnhart

Assistant Vice President / Paralegal

Since 2017

(513) 677-3100 x141

Beckfield College Graduate

Jeremy Bragg, MS Finance

Assistant Vice President

Since 2016

(513) 677-3100 x113

Thomas More College and The University of Cincinnati Graduate

Heather Neyman

Risk Analyst

Since 2017

(513) 677-3100 x145

Eastern Michigan University Graduate