Commercial Loans

Why Partner with CBS?

CBS offers more than just competitive funding — we’re your strategic partner.

With deep industry expertise, personalized service, and flexible financing solutions, CBS helps you navigate the lending process with confidence. Whether you’re growing your business or launching a new venture, we’re here to support your success every step of the way.

Types of Commercial
Loans
We Offer

Commercial Real Estate

Construction

SBA 504

SBA 7(a)

Industries We Serve

At CBS, we understand that each industry has unique financing needs. Our tailored lending solutions are designed to meet the specific requirements of various sectors, ensuring that businesses receive the support they need to thrive. 

FAQs

How do I qualify for a loan?

To qualify for a CBS commercial loan, you typically need a solid business plan, good credit history, and sufficient collateral. Specific requirements may vary based on the loan type. Our experts are here to guide you through the process.

This varies greatly upon the borrower and their presentation of documents, along with the overall complexity and scope of the project.

Commercial real estate loans are used to purchase or refinance income-producing properties like office buildings, retail centers, or warehouses.

 

Terms:

  • Terms up to 15 years, amortizations up to 25 years
  • Fixed and variable rate options available
  • Loans up to $30,000,000 per transaction

Construction loans provide short-term financing to build or renovate owner occupied and investment properties before transitioning to permanent financing.


Terms:

  • Interest only during construction (up to 24 months)
  • Conventional and SBA options available

SBA 7(a) loans are flexible, government-backed loans that help small businesses with working capital, equipment, or real estate.

 

Terms:

  • Terms up to 25 years
  • Floating rates tied to WSJ Prime
  • Loans up to $5,000,000

SBA 504 loans offer long-term, fixed-rate financing for small businesses to buy major assets like real estate or heavy equipment.

Terms:

  • Terms up to 20 years
  • Loans up to $5,000,000

Get started here.

Commercial Lending Solutions

You Can Count On