About Us

Founded in 2003 in Ohio, Cooperative Business Services (CBS) is a credit union service organization (CUSO) dedicated to supporting credit unions and borrowers.


CBS partners with more than 150 credit unions nationwide, offering the expertise, resources, and scalable support needed to grow and manage commercial loan portfolios.

 

Additionally, CBS helps deliver competitive, credit union-funded loans to business borrowers across the country.

What We Do

For Lenders

We provide comprehensive commercial lending solutions customized to your institution.

For Borrowers

We offer conventional and SBA loans to help your business grow.

Our Commitment

At CBS, our goal is to set the standard for excellence in business lending. We strive to be the best — in our processes, in our service, and in the results we help our clients achieve.

We treat every lending opportunity with the same care and diligence as if it were our own capital at risk. We’re deeply committed to serving our partner credit unions and borrowers with integrity, precision, and a shared vision for sustainable growth.


Members of

Commercial Lending Solutions

You Can Count On


Secure Uploads Outage

Our secure uploads feature is currently experiencing an unexpected outage. Our team is working to restore access as quickly as possible.

If you need to submit files to us, please send a ZIP file to fileupload@cbscuso.com. In your email, please include which CBS Department this is for, the loan number, property name, or other identifiers.

If you have any questions or concerns, please contact infosec@cbscuso.com.

Thank you for your patience and understanding.

— The CBS Team