Conventional Loans

What Are Conventional Business Loans?

Conventional business loans offer traditional financing for established businesses. They are not backed by a government agency (such as the SBA) and typically offer flexible terms and competitive interest rates for qualified borrowers. 

The Benefits of Choosing a Conventional Loan

Lower Interest Rates

Conventional loans often offer competitive interest rates, especially for borrowers with strong credit histories, leading to lower long-term costs.

Flexible Loan Terms

Choose from various loan term options, typically ranging from 10 to 30 years, allowing you to tailor payments to your financial situation.

No Upfront Mortgage Insurance

Unlike some government-backed loans, conventional loans do not require private mortgage insurance (PMI) if you put down at least 20%, reducing monthly expenses.

Who Are Conventional Loans For?

  • Small to mid-size businesses
  • Business owners with strong credit
  • Businesses with collateral
  • Companies wanting flexibility

Loan Terms and Conditions

Understanding Your Loan Options

Explore the key terms that define your loan agreement.

Loan Amounts Available

Typically ranges from $250,000 to $10 million.

Competitive Interest Rates

Rates are based on creditworthiness and loan structure.

Apply

How to Apply for a CBS Conventional Loan

Applying for a CBS Conventional Loan is straightforward. Follow these simple
steps to secure your funding.

Step-by-Step
Application Process

Prepare Your Documents.

Check Your
Eligibility

Ensure you meet the CBS criteria.

Submit Your
Application

Complete the online form or contact us.

Commercial Lending Solutions

You Can Count On


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