Helpful Resources

Products & Services

  • Borrowers
  • Commercial Real Estate
  • Term Loans
  • Lines of Credit
  • SBA 7(a) Loans
  • SBA 504 Loans
  • Credit Unions
  • For Credit Unions
  • Advantages of Affiliation

As CBS continues to grow, our mission statement remains simple and direct – "Do the right thing." We have assembled a team of professionals who truly care about our clients and work hard to ensure the company’s mission statement is always adhered to.


CBS offers loans the following loan products: commercial real estate (purchase or refinance; retail, office, industrial, multi-family, medical/dental and more), construction financing, term loans/lines of credit and SBA loans. Up to $10,000,000.00.

Straight Talk. Smart Deals ®

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Cooperative Business Services (CBS) is not your average commercial lending institution. Providing commercial loans to businesses through a credit union cooperative was a relatively new concept when CBS opened its doors in 2003.

Portable Document Format (PDF) documents are accessible through a PDF Reader. For viewing and usage of CBS PDF documents, please launch a PDF reader from your Internet web browser.

If you would prefer to speak with someone from our team directly, please feel free to email us at or call us at 888-697-9555, x146. Our offices are open Monday through Friday 8:00 a.m. to 04:30 p.m., closed on Federal Holidays. Someone from our office will respond to after hour calls during the next available business day and time.

CBS has developed an ADA compliance plan to comply with WCAG 2.0 Level AA Accessibility Guidelines.